Financial services are the backbone of the modern economy, providing individual customers and businesses with the tools to manage their finances, invest and ensure financial security. With the development of technology, the financial services sector has undergone significant changes. The advent of online banking, mobile payments and digital currencies has changed traditional approaches to wealth management. Customers now expect instant access to their accounts and services anywhere in the world, which has led to the rise of financial technology (fintech) companies seeking to fulfill these needs. In the coming years, the integration of artificial intelligence and blockchain promises to make financial services even more personalized and secure.